Strategic Alternatives

A Lead-Investor Model

Blank Investment Club personally invests as the lead in every opportunity we offer, providing qualified investors access to exclusive, high-yield strategies typically unavailable to the public. Our portfolio is built on a foundation of double-digit returns, consistent cash flow, and short-duration terms (under 5 years), sourced through deep-rooted industry relationships.

Current Alternative Strategies

PSG Bridge Financing / Hard Money Lending (Evergreen Fund)

Target Return: ~11% annualized
Structure: Cash flowing fund, quarterly distributions
Timing: Opens at the beginning of each quarter (next opening: Jan 1, 2026)

I currently have $1,000,000 invested in this fund and have been invested for over 6 years, consistently earning returns in-line with the target yield.

PSG Self-Storage Development & Acquisition

Target Return: ~15–17% annualized
Structure: Bullet-style investment / equity-like upside
Timeline: Typically 4–5 years, with payout upon sale
Expected Outcome: Approximately 2.0x–2.2x invested capital

I’ve completed 15+ self-storage projects and I’m extremely passionate about the space. These deals also often generate attractive tax losses depending on structure and timing.

Annuity + Structured Settlement Factoring (“District Settlements”)

Target Return: ~7% annualized
Risk Profile: Low risk / low volatility
Cash Flow: Monthly payments from A-rated insurance companies

This strategy provides simple, contractually defined payment streams that investors generally cannot access through traditional financial advisors or directly from insurance companies.

We send a monthly email with live opportunities, and I’ve attached recent examples so you can see real payment streams available for acquisition.

(Some investors also take this position in a tax-advantaged / tax-exempt format, which I can explain if of interest.)

Pre-Settlement Litigation Finance (Internal Balance Sheet)

Target Return: 25%+ annualized (targeted)
Risk Profile: Higher risk, variable outcomes
Liquidity/Timing: Unpredictable (some deals fall out)

This is a business I’ve been in for 15 years, driven by deep lawyer relationships and lead flow created through our structured settlement operations.

Our main office is in Washington, DC with a team of roughly 25. This was my core business for many years before relocating to Florida.

Merchant Cash Advance (MCA) Lending

Target Return: ~17–20% annualized
Structure: Highly diversified across hundreds of small loans
Positioning: I manage the allocation and syndicate a small percentage of each loan
Concentration Rule: Typically no more than $10,000 in any single deal

Two companies I actively allocate with include:

  • Lendzi
  • 1West

Venture & Lifestyle Investments

Captain Compliance (Data Privacy Software / VC)

I am a co-founder of captaincompliance.com. We’re currently at > $900,000/year in ARR and growing rapidly.- Delilah and Hwood are clients!

This is the only businessI’minvolved in today withtrue venture-scale upsideand a realistic possibility of a9-figure exit over the next 5–10 years.

(This is Richart’s primary focus and vision.)

Hospitality (Restaurant / Nightlife)

I also participate in select hospitality investments—these can offer meaningful upside, but often fall into the category of return on lifestyle and strategic partnerships, rather than purely financial ROI.